FAQ

Typically, you’ll need a valid government-issued ID, Social Security number or ITIN, contact information, and income details. Some providers may also request banking info for setting up payments or verifying eligibility.

With an Equal Payment Promotion, no interest will be charged on the promotional purchase and the same equal payments are required monthly. This monthly payment amount is determined by dividing the purchase price by the number of months in the promotional period. All payments must be made on a monthly due date to avoid late fees.

Yes, many of our financing partners offer flexible approval options, even if you have little or no credit history. Some companies use soft credit checks or alternative approval methods based on income and banking history instead of traditional credit scores. Keep in mind that approval and terms vary by provider and your individual application.

With a Deferred Interest Promotion, a minimum monthly payment is required, and varies based on your balance and account terms. No interest will be charged on the promotional purchase if you pay the purchase amount in full within the applicable promotional period.Interest will still accrue at the standard rate for your account. But it is only assessed if you don’t pay the purchase balance within the promotional period. If you only make the minimum payments, you may not pay off your purchase by the end of the promo period. To avoid accrued interest, you must pay in full before the end of the promotional period.

Once approved, you’ll receive instructions directly from the financing provider. Payments are usually managed through their app, website, or automatic withdrawals. LDM Furniture does not handle payments.